Meat sector, current and future situation facing the new demands of the world market

The meat industry represents a key point in the Spanish food industry, based mainly on pork that reaches up to 61.5% of the 5,593,283 tons produced annually. But in 2013, this production broke the growth trend that had been going on since 2009, 0.7% less than in 2012, which seems to be maintained during the current year.

Image result for spanish meat industryThis has been derived from certain problems that have recently arisen that have affected export barriers and trade agreements such as those caused by outbreaks of certain diseases, Swine Epidemiological Diarrhea (PED) in the United States, or the closure of the Russian market. In the first eight months of the year, exports of pigs from the EU have fallen by 9.2% and have presented a deficit of 522,500 tonnes.

For this reason, the market has to be reoriented and directed to cover the new demands and demands of the sector and the consumer, adapting to the guidelines imposed by the world market. The future focuses on the incorporation of new processing techniques, improvement of food safety and business management, obtaining new products that require more and more technification and that have to meet higher demands related to animal welfare and climate change and emissions.

Among the main requirements faced by the sector are the increasingly pronounced tendency to reduce antibiotics in pig production, even eliminating their use entirely in these animals without affecting the welfare of the animal and the quality of the product without a higher cost , as well as the entry into force of the cessation of castration in pigs that tends to seek alternatives that improve the fat infiltration and the productive and sanitary performance of the animal.

On the other hand, the sectorial chain of the production of fresh meat and processed meat also suffers the demands of the commercial distribution that is the one that has the direct contact with the consumers. In this sense, innovation has to focus mainly on the search for new technologies in the field of food processing, such as the development of bags for salting / smoked foods, but also in the conservation and determination of this state of fresh meat increasingly demanded by the consumer, through the development of new modeling protocols or new packaging and preservation systems that guarantee a lengthening of the useful life.

In short, the future of the sector lies in the development of innovation projects that can meet these needs and allow entry into new markets in which to be competitive. For this, it is necessary a good I + D + i management that relies on the funding opportunities offered by certain Organizations for the development of individual and collaborative projects, among which are the lines offered by the CDTI at the national and the Horizon2020 and Eureka programs at European and international level.

Pre-holiday syndrome: What it is and how to fight it

Image result for holiday“Nobody needs more vacations than the one that just had them.” Elbert Hubbard  

You’ve been waiting all year for this moment, you were the first in your department to ask for the dates; maybe even the first of the company And you have invested more time in planning the holidays than your wedding ! What if beach or mountain, what if hotel or apartment, what if July or August …

You have everything ready, you really wanted it but … you’re starting to feel overwhelmed now that the time is approaching and of course, you ask yourself, am I strange? Would I rather be working than to go on vacation? The truth is that if it serves as a consolation, these thoughts are quite common, and have long since a name: pre-holiday syndrome . Some say that like so many syndromes is something invented with the desire to name everything. It does not matter, with name or without it, the sensation is real and very common.

Why it happens?

There are people who are overwhelmed because they have no partner, friends or loved ones with whom to enjoy the holidays; others, on the other hand, think that there will be too many days with the family and it overwhelms them to spend 24 hours a day with their family. There are also those who can not disconnect from work, especially if they are self-employed or have their own business. And there are also people who simply can not afford a vacation outside their place of residence and are frustrated with wasting their days off at home.

There are many reasons, but what can you do to avoid pre-holiday syndrome or at least cope with it? Take advantage of the countdown for your holidays and put these tips into practice:

How to combat pre-holiday syndrome:

  • Do not set your expectations too high: Think of simply enjoying what is coming and living day to day.
  • Plan what is necessary : Do not leave for the last moment the reservation of flights, hotels and transports; especially if not having it closed will generate more nerves.
  • Do not move the stress of the rest of the year to holidays . In summer there is no hurry to get to school or the office, we can relax a bit the rules and schedules.
  • If you can not go anywhere this year, look for activities in your place of residence . There is always something you want to do or places you want to visit, but during the year you do not have time. Now is the ideal time! In addition, everything will be less crowded of people.
  • If you go to an apartment, the whole family should be aware that ALL should work together making beds, cooking, setting the table … so, the housework will be done faster and you can enjoy leisure time together.
  • Organize the work with time to leave as little as possible and delegate what is necessary in an organized manner.
  • If you have pets that can not travel , talk to someone you trust on time to take care of them or hire a pet hotel.

 

Ensure your well-being and that of yours

Many people consider hiring a travel or health insurance that covers them during their vacations. This is a good measure to enjoy more tranquility, since you can not understand the “what would happen if …”.

But if you make sure when you’re traveling, why not do it when you’re at home? Hiring life insurance when you have dependents guarantees that you will not miss anything, no matter what happens and when it happens.

The 5 most common problems teachers face

Image result for teacher problemsIn the professional development as a teacher, there are problems related to the way in which one learns to teach. However, when you first arrive in the classroom, problems can increase and change in different ways. Being a teacher is not a simple thing because you have to address the requests of the address, parents and students.

The decisive question would be how to be a good teacher? But, reality also requires knowing what are the most common problems faced by a teacher. At present, the student body has evolved by leaps and bounds. Gone is the time when it was easy to repress boys even with physical discipline.

Of course it is not possible, neither legal nor legitimate, to repress students with measures such as the tuck in the fingers, throw the draft that does not pay attention, much less be the boss of the classroom. So, how to perfect the relationship with the students inside the classroom in order to give a successful and attractive class?

Remember that, as a teacher, you have the mission of transmitting knowledge not only in the form of knowledge but of know-how. Teachers above all teach good living, the ways in which these little children or adolescents will be prepared to face the labor and personal challenges of today’s world. Therefore, preparation is essential.

Now, there are all kinds of teachers out there, from those who change our lives to those we hate and then love them, or those who go unnoticed. The last ones are perhaps the professors from whom we obtain basic knowledge, but nothing more; only the first ones are those that manage to make a mark.

There are also the “talacheros” teachers, those who are committed to meeting the needs of the parents and the school management, but they forget the students! If you have thought about what kind of teacher you want to be, then you have come to the right place. A good teacher knows two things: his rights and his obligations.

In the following article we help you to identify the main problems that can arise inside the classroom, in the corridors, and at home, so that later you can change the way you see your profession and how you share it with the world. It is not enough to be the best with the address or the parents, nor with the students. It’s about making a healthy balance.

Think about the teachers you have had throughout your training as a teacher. Surely some of you got nightmares while others left you with the best of years and years of experience. When it comes to preparing yourself as a teacher of the future, what would be the best practices you could implement in your classroom? Think about it and take note.

The big problems for the teacher

 

1. Lack of attention

Image result for lack of attentionTo give a class differs a lot from being in the cinema or in the theater, in both cases the attention of the assistants is put on the screen or on the stage as the case may be. But, when you’re in a class and particularly in the classroom, maintaining visibility is a big challenge. Around you there are maps, windows and other students that distract the attention of the student.

The specialists recommend that, in order to mitigate the lack of attention, you are standing and in constant movement so that the students fix their attention on you. When you move intelligently around the classroom, the student looks at you and not at other elements.

When you are sitting, it is most likely that both you and your students will end up being sleepy, in this way it would be an invisible classroom.

In addition, standing is easier to explain horizontally and vertically, both on the blackboard and between the hallways of the classroom. The fact of standing increases nonverbal language so much that you and your students learn it. In that form of language there is a significant transmission of knowledge.

Also, when standing you can increase control over the classroom because you have more vision and put order in a simple way to any distractor or disruptive behavior.

2. Listen carefully

Popular teaching says that listening is not the same as listening. When you hear a student the only thing you are doing is knowing that he is there, but not knowing what he is saying. Listening consists of knowing actively the message that your student wants to give you. It’s about transmitting to them that what they are saying is important to you.

The other thing is that many times the students themselves do not listen to you. Have you shown them this distinction? What both of you have to say in this classroom game is just as important, so you have to give it a listen. Otherwise the class will be talk, little attention and a lot of desertion.

Listening is also about developing empathy because it is a reality that your students always want attention, so, as much as possible, listen to them as they listen to you. Do not build a distant or negative relationship, rather show them that you care about them, their interests and concerns.

3. Promise and not comply  

Image result for promiseAs a teacher, it is likely that your students will constantly ask you for things that you promise. Remember that there are thousands of things that suit them and when it comes to demanding them, the ideal is that you fulfill them, if you did it as a promise. Your students have an excellent memory for things like that.

However, you have to be scrupulous with what you promise then, if in advance you know you will not comply, why lie. Not only in the classroom but in the whole life, an unfulfilled promise can turn against you. When you break a promise the only thing you gain is the contempt of the people, cruel as this may sound.

The teacher who rejects a promise, does not do more than earn the lack of respect on the part of his students. So, if you can not comply, you better not promise.

4. Not meeting deadlines  

Another major problem for teachers is failure to meet adequate deadlines. It is common that before a tremendously large group it is difficult to review and grade all jobs, exams and also deliver reports to the school coordinator, but failure to meet deadlines can lead to problems.

However, in a good teacher should fit the effort to deliver corrections on time and as soon as possible. Students appreciate that their work is corrected in a timely manner and with that you can earn their respect. If you turn in assignments or exams with observations on time, your students will feel important.

But, in addition, you must have a clear control of what your students have given, what is not and what else is needed to successfully conclude the school year. This is also an important part of your job as a teacher, and if you do not fulfill it, you could be labeled as a “boat” or irresponsible teacher.

5. Mix private life with work

 

At present, social networks are an important part of our life. We turn to them to be close to our loved ones and to be aware of what is happening in terms of national and international news. However, networks are also the gateway to our private life.

With the emergence of social networks, the idea that teachers come down from the sky every day to share knowledge with us has been left behind, and they have become more and more human. But is this prudent?

The recommendation is that all classes should focus on education and not on the personal. Of course you can share personal experiences with them, in the end this is a life teaching for them, but from that to make your students your friends on Facebook there is a great line.

Even if your students ask you more and more questions of your private life or send you requests for friendship, the best thing will be to simply ignore them in order to maintain a strictly professional relationship.

Finally, remember that although it is not easy to be a great teacher, it is not impossible either. Take advantage of your knowledge and exploit it. Remember that as a teacher you have rights and obligations that you have to fulfill, and feel free to improve your living conditions . You do not have any profession, but one of the most admirable of all.

Steps to get out of debt

Knowing how to get out of debt is not easy only if you do not have a clear methodology of how to do it and the self-discipline to achieve it.

For many Mexicans, debts are a monster that grows without us noticing and also steals your tranquility and well-being. Here we will reveal how to leave doubts without stress and without losing the satisfaction of buying what you need.

What to do to end the debts?

what-to-do-to-end-with-debts

To end the debts of credit cards, it is best to follow these steps:

  1. Identify how much you owe on each of the cards
  2. Identify what is the interest rate charged by each card
  3. Pay a little more than what you are marked with “Minimum payment”
  4. Increase each month that extra you make the “Minimum payment”
  5. Store your credit cards in the back of your closet
  6. Structure a debt payment plan
  7. Look for options to consolidate your loans Consolidationnow.com/payday-loan-consolidation/ and obtain a lower interest rate
  8. Use your savings to eliminate the debt as soon as possible
  9. Borrow from family or friends with a real commitment to pay
  10. Analyze your belongings and evaluate what you can convert into cash

To end other debts, such as debts with friends, family or suppliers, follow these steps:

  1. Identify how much and to whom you owe
  2. Analyze your income and expenses to know how much you could allocate to the payment of debts
  3. Analyze your belongings and evaluate what you can convert into cash
  4. Negotiate with your friends, family or suppliers to extend the term or get a discount for prompt payment.
  5. Ask for a payroll loan so you can pay comfortably month by month

 

The steps that accelerate out of debt

Accelerate the time it will take you to get out of debt is possible if you meet two basic premises:

  1. You have ordered in your financial life
  2. You have the INTENTION to get out of your debts

There is nothing more powerful than having the firm intention to take action to settle your debts and organize your personal finances so that you become aware of how much you owe, how much you can pay and when you will be free of debt.

Imposing order in your financial life will make you run towards the tranquility of seeing your economy healthy, making the necessary expenses inadequate time and with the necessary conditions.

You will not let me lie that spending on impulse, without thinking, many times makes us prisoners of a monster that eats our tranquility and well-being.

On the other hand, the fact that your intention to get out of debt is firm will help you analyze your daily expenses and objectively evaluate what expenses you can reduce, what expenses you can eliminate and what expenses you should continue to make so that you have a pleasant life.

It is not about suffering every time you think about your personal finances, it is about allowing yourself to think that it is real that you can get out of your debts little by little by being persistent.

What is behind the indebtedness with credit cards?

We will analyze everything that is behind the indebtedness with credit cards from two points of view:

1.- Behind the motivations of the user of the credit card

Expert psychologists and behavioral economists have revealed that there are two fundamental reasons why we prefer to pay with credit cards instead of paying in cash and that causes us to spend much more than we really need.

The first reason to spend more with a credit card: The act of taking cash out of our pocket and giving it to someone else, provokes a sense of “loss”, is to feel that money is getting out of hand and will not return. We feel the act of spending in a vivid and somewhat painful way.

The second reason to spend more with a credit card: Paying with a credit card is a much more pleasant sensation because besides that we do not see the money in cash, it is very easy to sign a promissory note, which represents a number. Paying with a credit card is an act where money moves in an abstract way, we are not suffering the loss of money.

Nothing is easier than taking out the credit card and feeling “the power of the signature”.

These two reasons are what lead us psychologically to prefer paying by credit card and that has as a natural consequence to spend more.

2.- Behind the terms of the credit line.

There are advantages and disadvantages behind the credit line conditions of your cards. There are ways to save and take advantage of credit and there are ways that can get you into debt more.

There are ways to take advantage of credit cards if you know how to use them properly and you know the tricks to avoid paying too much interest.

We go to the key points that help you to TAKE ADVANTAGE of the credit cards:

Advantage 1. Know your cut-off date to extend the payment term.

Knowing your cutoff date will allow you to plan purchases to have “more time to pay.” Usually, credit cards set the payment date between 20 and 30 days from the cutoff date.

Therefore, all purchases that you make very close to the cut dates will only take between 20 and 30 days to pay, but if you make your purchases in the first days after your cut date you will have between 40 and 60 days to pay.

Plan your purchases in the first days after your cut-off date so you can raise enough money to pay on the date that you require payment and do not pay interest on those purchases.

Advantage 2. Ask for months without interest and make payments without arrears

There are promotions offered by commercial establishments for months without interest.

In addition, on the other hand, there are possibilities that you request directly from the bank of your credit card that some special purchases you made give you terms without interest. Call the customer service numbers of your credit card by telephone and ask for these options personally, you will surely have pleasant surprises.

The most important thing to prefer interest-free payments is that you do NOT fall behind in making the corresponding payments.

If any of the monthly payments “without interest” is over, and you do not generate the corresponding payment on the date indicated, then they will begin to pay interest on that expired monthly payment.

Then you will be paying interest and it will not do any good to have requested “months without interest”.

Advantage 3. Know your interest rate and compare it with other options

Knowing the interest rate of your card is essential so you can decide with what card you will have to make your expenses.

You will end up paying more interest if you decide to make large purchases with a card that has a higher interest rate.

Therefore, it is more advisable to analyze and decide:

  • Select the cards with high interest to make small amount expenses and you know that you will have the money to pay them in the deadline in full.
  • Select the cards with lower interest to make large expenses that you know you will take longer to pay.

Now that you know how to take advantage of your credit card, we will analyze the key points of DISADVANTAGE that can lead you to a greater debt in credit cards so you can be more careful.

Here the 3 basic precautions that we advise you to take for the administration of your credit cards.

Caring 1: Avoid charging fees

If you are not aware of the payment deadline and you pass the corresponding payment, your debt will be increased by “Collection expenses”.

This amount will also be added to your “Total debt” in such a way that if you only pay the minimum required, the collection expenses will be added to everything you owe and the following month, you will be paying interest and VAT for that amount of penalty for not having paid on time.

The most advisable is to pay “Balance to not generate interest” in full before the payment deadline.

Care 2: Keep track of your purchases

Although every day, banks are implementing more security to prevent you from being a victim of a credit card cloning, it will always be good to keep track of your purchases and monitor your account statement.

You do not want to pay amounts you did not make, let alone interest on purchases you did not make. Then it will never hurt, that you be vigilant of the details of your account statement.

Care 3. Pay the total of the “Balance to Not Generate Interest”

One of the main mistakes that are made and that make debts grow as foam without control is to pay the “Minimum Balance”.

Paying the minimum amount means that the credit card will be charging you interest for the entire unpaid balance. That means that you will be paying interest more iva month to month and that amount can be increased over time if you do not pay the total “balance to generate no interest”

Care 4. Know the annuity fee

Credit cards charge an annuity fee for the use of the card, it is important that you know what the amount is and when your anniversary of use is fulfilled so that they know in which month they will be charging that amount.

We do not want you to be taken by surprise by collecting that amount and take your budget out of balance, that is why it is most convenient for you to know the exact month in which this fee must be paid and have enough money to pay it.

If for some reason you can not pay that amount on the indicated date, then you will be paying interest and VAT.

X-ray of debts

We will clarify how debts are structured so that you have a broader vision of how they grow.

Let’s take credit card debt first so we can see what are the parts that make up the total debt.

How to live without debts

Living without debt is achieved by knowing the banking system with its costs and taking control and mastering the advantages without being dragged down by arrears.

It is not about fleeing credit cards and any relationship of banks, but to take advantage of financing for your benefit.

There are studies that reveal some characteristics of people who live without doubts, analyze those characteristics and observe closely how they do it so that you can copy their behavior.

Feature # 1: Take care of the details

People who live without debt focus their attention on the details of everything offered by credit lines and all the movements of their own personal finances.

They know completely what they earn, the fixed expenses they have to do every month and how their personal and family budget is made, even considering extras for contingencies.

They also know when they can make purchases, which naturally makes them less likely to make impulse purchases.

Feature # 2: They know how credit lines behave

They know the exact meaning of debts and the impact they can have on their daily lives. They know that debts can offer something useful and take advantage of financing times, but take care not to pay interest.

Feature # 3: They are patient and persistent

One of the main virtues of people living without debt is that they recognize what is the right time to make a purchase and do not move forward. They distinguish between what they need to buy and what they want to buy.

They avoid to satisfy a desire immediately but do not stop enjoying the purchases that make them feel good. In this way, they make smart decisions all the time and know that if they can not buy something immediately, they will wait to save to get it.

Feature # 4: They are simple

They are people who do not complicate their lives and have a simple solution for any financial problem that may arise. They know how to evaluate costs and benefits very well and they are guided by what brings them more benefits or fewer costs.

Feature # 5: Compare prices

Living without debt has a clear base in price comparison. We live in a digital era where any information you need is in the palm of your hand (on your mobile) and today there are thousands of ways that with a single click you can have the prices of what you need to buy.

For example, to make purchases from your pantry, do an exercise by visiting the websites of supermarkets that offer “Buy online” and compare prices. You will be surprised that there are products that have very high variations between one supermarket and another.

It is not a matter of being “stingy” but of understanding that there are products that do not have to pay a high price if we can pay less.

People who live without debt will take the option that implies savings.

Feature # 6: They are responsible and enforce their word

One of the basic characteristics of people living without debt is that they are responsible for their own financial lives and respect their commitments.

The reality is that debts rise quickly when constant arrears are incurred. Respect the dates of payment and respect your personal budget are the key to living without the stress of being in debt.

How to get out of debt with a loan?

Although in appearance it could be thought that it is contradictory, it is not. Getting out of debt can be achieved by acquiring a quick personal loan.

Quick loans without consulting the Credit Bureau are a very useful tool to stop the increase in interest on credit cards and become an alternative to quickly and optimally decrease the number of monthly payments required by credit cards. credit.

To know if taking a personal loan quickly and without consulting the credit bureau is a good option to pay the debts of the credit card, consider if you are in the following conditions:

Request a personal loan quickly and without consulting the Credit Bureau If you meet one or more negative conditions on your credit cards, you are at the ideal point to evaluate the possibility of obtaining a quick personal credit and allowing you to stop the wave of stress that generates the credit card.

Negotiations allowed to say goodbye to your debts

The circumstances of life can change from one moment to another, unfortunately not everything is static in life, but we are constantly changing and many times our finances are affected.

An illness, unforeseen purchases, a separation, or even support for a family member or friend can impact our personal finances.

In these situations the negotiation with the cards is possible, but you have to take care of the following details so that it really suits you:

1.- Investigate if your credit card has any support program for eventualities.

Some credit cards have as a benefit, support a couple of months of not paying the balances if you are in difficult living conditions.

They are usually short-term supports that help you quickly but that the period of support is very short. If your unforeseen plan that your life will be normalized in more than 2 months, this type of support is not the most appropriate.

2.- Request to defer some purchases to months without interest.

Credit cards are open to deferring some types of purchases to months without interest, in this case, you would have to call the bank and ask if they have activated these options for you.

3.- Restructure the debt

Before reaching this point, we recommend you to see the option of requesting a personal loan, fast and with better conditions.

But if you no longer have that option only then we recommend you use the alternative to restructure the debt.

Restructure the debt is to start a negotiation directly with the bank to “freeze” the use of your card, and you can pay the debt to months.

The disadvantage is that sometimes, the banks condition the restructuring to which you will not have access to use the card while it is restructuring in action.

4.- Negotiation for cancellation of the line of credit

This is the last alternative that we suggest, usually, to reach this type of negotiations is because they stopped paying several months monthly payments requested by the bank.

In these cases, it is most likely that you have negative marks in your Credit Bureau that will affect you in your future financial life.